GoTyme Bank Review: Opening An Account Was Fast, Plus Free Visa Debit Card

In the fast-paced world we live in, convenience is king. So, when I stumbled upon GoTyme Bank’s unique approach to banking, I was intrigued. Opening a bank account in just 5 minutes? I was definitely interested. Little did I know that my visit to a Shopwise Supermarket would lead me to an experience that would excite my perspective on banking.

It was a regular Saturday afternoon when I decided to run some errands at my local Shopwise Supermarket. As I was about to enter the aisles, something caught my eye – a sleek kiosk emblazoned with the GoTyme Bank logo. Curiosity piqued, I approached the kiosk to learn more.

The kiosk was user-friendly, with clear instructions displayed on the screen. As I started the process, a friendly representative of GoTyme approached me, ready to assist. The representative explained that opening an account with GoTyme Bank was as easy as 1-2-3, and all I needed was a valid ID. They assured me that the process was not only quick but also secure.

With my ID in hand, I followed the steps on the screen. I entered my personal information and watched as the system efficiently processed the data. Within moments, the representative informed me that my account was successfully created. To my surprise, right then and there, they handed me a shiny new Visa debit card. It was so cool – I had opened a bank account in mere minutes with absolutely no paper works, and I already had a debit card in my possession.

But the perks of my new GoTyme Bank account didn’t end there. The representative explained that this account was more than just a traditional savings account. It was a versatile e-wallet, ready to handle my day-to-day transactions. Plus, it served as a “rewards points” card, allowing me to earn points every time I used it for purchases.

Steps How to open a GoTyme account

Via kiosk

You can open an account with their kiosks that can be seen in Robinson’s owned supermarkets or Shopwise.

  • Visit a kiosk near you. Go to to find one.
  • Follow the on-screen account opening process.
  • Scan your valid ID, register your fingerprint, and have your picture taken via the kiosk.
  • Claim your free ATM debit card immediately after successful account opening.
GoTyme kiosk I used in Shopwise

Via the mobile app

You may also open an account through their mobile app if you’re unable to go to a kiosk location.

  • Download the free GoTyme Bank app in Google Play or Apple App Store.
  • Prepare a valid ID.
  • Follow the account opening process.
  • Claim your free ATM debit card in their kiosk.
My free GoTyme ATM debit card. The card number is seen at the back

Valid ID’s for Account Opening

Choose from any of these valid ID’s to use when opening an account:

  • Passport
  • UMID
  • SSS ID
  • Postal ID
  • PRC
  • Driver’s License
  • Voter’s ID
  • PhilSys ID

Other perks with your GoTyme account

Your GoTyme account is an all-in-one savings account, e-wallet, and rewards points card. Here are the perks that comes with it:

  • There is no minimum maintaining balance for a GoTyme Bank account or Go Save account.
  • It is free to transfer funds from one GoTyme account to another, or to your Robinsons Bank account. However, it is only for free to transfer to other banks for up to 3 times per week.
  • Your ATM debit card acts as a “rewards points” card. You will earn 3x Go Rewards points when you shop at Robinsons Supermarkets, Robinsons Department Stores, and Go Rewards partner stores. You can also earn 1x Go Rewards points everywhere else.
  • With GoTyme Bank’s Go Save account in the mobile app, you can earn up to 3% of interest per annum, accrued daily, and paid monthly with no minimum deposit or average daily balance requirement to earn interest. As of August 2023, the interest was up to 5%.
  • GoTyme Bank is fully licensed and regulated by the Banko Sentral ng Pilipinas. Like a regular bank, deposits are insured by PDIC up to Php500,000 per depositor.

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